DuPage County property tax calculator

DuPage County property tax is one-third of your home's fair cash value, minus exemptions, times your tax code's total rate: 5.8307% in Naperville (tax code 7025) and 5.7876% in Elmhurst (6046) for tax year 2025, paid in two installments due June 1 and September 1, 2026. A $450,000 Naperville home with the general homestead exemption owes about $8,280.[3][4][5]

DuPage County property tax calculator

Pick your tax code, enter the fair cash value, tick your exemptions.

Try:
$
Exemptions
Tax year 2025 adopted rates

Estimated tax year 2025 bill (paid 2026)

$8,279.59

$689.97 a month · effective rate 1.84% of the value

A $450,000 home in DuPage County owes about $8,280 a year after $466 in exemptions.

Schools 77% $6,376County 2% $180City 7% $566Other districts 14% $1,158
  1. Market value$450,000
  2. × 33.33% assessment level (one-third of value)$150,000
  3. Tax before exemptions$8,746.05
  4. Exemptions save−$466.46
  5. Estimated tax$8,279.59
By taxing unit
UnitRateTaxableTax
Naperville Community Unit School District 2034.4903%$142,000$6,376.23
City of Naperville0.3986%$142,000$566.01
Naperville Park District0.2702%$142,000$383.68
College of DuPage (District 502)0.1687%$142,000$239.55
Naperville Public Library0.1658%$142,000$235.44
DuPage County0.1265%$142,000$179.63
Forest Preserve District of DuPage County0.1229%$142,000$174.52
Naperville Township (town, road district, mental health)0.0764%$142,000$108.49
DuPage Airport Authority0.0113%$142,000$16.05

Estimate, not a tax bill. Uses the tax year 2025 rates of three DuPage tax codes and the Illinois exemption amounts for counties next to Cook. The senior assessment freeze, special service areas and TIF districts are not modeled; your bill is the final word.

On this page
  1. How DuPage County property tax is calculated
  2. DuPage County property tax rate by tax code
  3. What changed for the 2026 bills
  4. DuPage County homestead exemption
  5. Senior exemptions and the assessment freeze
  6. DuPage County property tax due dates
  7. How to appeal your DuPage County assessment
  8. What DuPage County homeowners typically pay
  9. Common mistakes
  10. FAQ
  11. Sources

How DuPage County property tax is calculated

Your township assessor values the home at one-third of its fair cash value, the Supervisor of Assessments multiplies each township by a factor to keep it at that level, exemptions come off the equalized assessed value (EAV), and the total rate of your tax code is charged on what is left.[2][4][3]

Tax = (Fair cash value ÷ 3 − exemptions) × tax code rate

A $450,000 Naperville home has an EAV of $150,000. The $8,000 general homestead exemption leaves $142,000, and at 5.8307% the bill is $8,279.59, an effective rate of 1.84% of market value. Without the exemption it would be $8,746.05, so the homestead is worth $466 a year.[3][4] District 203 alone takes $6,376 of the bill.

DuPage County property tax rate by tax code

Every parcel has a four-digit tax code that fixes which districts tax it, and the County Clerk sets each district's rate from its levy and the district's EAV.[12] The county itself is a small part: DuPage County's 0.1265% and the Forest Preserve's 0.1229% are the same in every code, while schools charge 2.4% to 4.5%.[3]

City of Naperville, Naperville Township, District 203 (tax code 7025): adopted rates[3]
Taxing unitRateTax yearExemptions it applies to
Naperville Community Unit School District 2034.4903%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
City of Naperville0.3986%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Naperville Park District0.2702%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
College of DuPage (District 502)0.1687%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Naperville Public Library0.1658%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
DuPage County0.1265%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Forest Preserve District of DuPage County0.1229%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Naperville Township (town, road district, mental health)0.0764%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
DuPage Airport Authority0.0113%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Total5.8307%5.8307% of taxable value
City of Elmhurst, York Township, District 205 (tax code 6046): adopted rates[3]
Taxing unitRateTax yearExemptions it applies to
Elmhurst Community Unit School District 2054.1767%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Elmhurst Park District0.4581%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
City of Elmhurst0.433%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Elmhurst Public Library0.1874%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
College of DuPage (District 502)0.1687%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
DuPage County0.1265%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Forest Preserve District of DuPage County0.1229%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
York Township (town, road district, mental health)0.103%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
DuPage Airport Authority0.0113%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Total5.7876%5.7876% of taxable value
Village of Hinsdale, Downers Grove Township, Districts 181 and 86 (tax code 9059): adopted rates[3]
Taxing unitRateTax yearExemptions it applies to
Community Consolidated School District 181 (elementary)2.3541%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Hinsdale Township High School District 861.5616%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Village of Hinsdale0.3685%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
College of DuPage (District 502)0.1687%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Hinsdale Public Library0.1559%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
DuPage County0.1265%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Forest Preserve District of DuPage County0.1229%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Downers Grove Township (town, road district)0.0782%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
DuPage Airport Authority0.0113%2025General homestead ($8,000 EAV); Senior, age 65+ ($8,000 EAV); Person with a disability ($2,000 EAV); 30–49% rating ($2,500 EAV); 50–69% rating ($5,000 EAV); 70% or more (first $250,000 EAV exempt); Returning veteran ($5,000 EAV)
Total4.9477%4.9477% of taxable value

Tax year 2025 rates for each taxing entity in three residential tax codes, from the county's property tax lookup. Township lines combine the town fund, road district and (where levied) mental health board.

Hinsdale's code has the lowest total of the three at 4.9477%, yet a $1.2 million house there still pays $19,395 with the homestead exemption. Hinsdale is split between an elementary district (181) and a high school district (86), where Naperville and Elmhurst have one unit district each.[3]

What changed for the 2026 bills

The 2025 levy, billed in 2026, totals $3,756,793,481. Assessed value rose 8.2% and the average rate fell 4.37%, so the average bill rose 3.83%.[5] Rates fall when values rise because Illinois districts levy a dollar amount, not a rate: the Clerk divides the levy by the larger EAV.[12]

DuPage County homestead exemption

The general homestead exemption takes up to $8,000 off the EAV of an owner-occupied home in DuPage, because Illinois sets the amount by county: $10,000 in Cook, $8,000 in the counties next to Cook, $6,000 elsewhere.[4] Apply once with your township assessor.

DuPage County exemptions[4]
ExemptionAmountWho qualifies
General Homestead Exemption$8,000 EAVOwner-occupied principal residence. The amount is the increase in EAV over the 1977 EAV, up to $8,000 in counties next to Cook (DuPage), $10,000 in Cook and $6,000 elsewhere. Apply with your township assessor; it renews while you own and live in the home.
Senior Citizens Homestead Exemption (age 65+)$8,000 EAVOwner-occupant 65 or older during the tax year; $8,000 EAV in Cook and the counties next to it, $5,000 elsewhere. Form PTAX-324 with the Chief County Assessment Office (Supervisor of Assessments).
Low-Income Senior Citizens Assessment FreezeFreezeAge 65+, total household income of $75,000 or less for tax year 2026 (payable 2027), $77,000 for 2027 and $79,000 for 2028 and after; freezes the EAV at the base year. File Form PTAX-340 every year.
Homestead Exemption for Persons with Disabilities$2,000 EAVOwner-occupant with a disability; cannot be combined with the veterans' exemptions in the same year. Form PTAX-343 with proof of disability, renewed each year with PTAX-343-R.
Veterans with disabilities, 30–49% rating$2,500 EAVService-connected disability of 30–49% certified by the VA. Form PTAX-342.
Veterans with disabilities, 50–69% rating$5,000 EAVService-connected disability of 50–69%. Form PTAX-342.
Veterans with disabilities, 70% or moreFirst $250,000 EAV exemptService-connected disability of 70% or more: the first $250,000 of EAV is exempt. Form PTAX-342.
Returning Veterans' Homestead Exemption$5,000 EAVVeteran returning from active duty in an armed conflict; the year of return and the next year. Form PTAX-341.

Every exemption on this list is an EAV amount, so its dollar value is the amount times your rate: $8,000 × 5.8307% is $466 in Naperville. Cook County's version of these rules is on the Cook County property tax page.

Senior exemptions and the assessment freeze

At 65 the Senior Citizens Homestead Exemption adds another $8,000 EAV, with no income test: a $600,000 Elmhurst home pays $11,112.19 with the general homestead and $10,649.18 once the owner is 65.[4][3]

Seniors with household income of $75,000 or less (tax year 2026) can also freeze their EAV at the base year with the Low-Income Senior Citizens Assessment Freeze, filed every year on Form PTAX-340; the bill can still rise if rates rise.[4] Standard Homestead Exemption for Veterans with Disabilities: $2,500 EAV (30–49%), $5,000 (50–69%), first $250,000 EAV exempt at 70% or more; Returning Veterans' exemption $5,000 EAV for two years.[4] Other counties' programs are compared on property tax exemptions for seniors.

DuPage County property tax due dates

Tax year 2025 bills are paid in two equal installments, due June 1 and September 1, 2026; a late installment accrues 1.5% interest a month.[5][6]

  • Spring 2026 (the 2025 calendar mailed bills April 30) — Tax year 2025 bills mailed
  • June 1, 2026 — 1st installment due (1.5% interest a month if late)
  • September 1, 2026 — 2nd installment due (1.5% interest a month if late)
  • Fall — Unpaid taxes (Pre-delinquent bills in late September, delinquent taxes published in the newspaper in October, then the annual tax sale)

Taxes still unpaid in the fall go to pre-delinquent bills, newspaper publication and the annual tax sale.[6] Dates for other counties are on property tax due dates.

How to appeal your DuPage County assessment

File with the DuPage County Board of Review within 30 days after your township's assessments are published; each of the nine townships publishes on its own date, and talking to the township assessor does not extend the window.[7][8]

  1. Check the publication date for your township on the Supervisor of Assessments' assessment status page and count 30 days.
  2. Gather recent sales of similar homes, or an appraisal; the Board wants the evidence with the filing, and appraisal reports are accepted up to 10 calendar days after the deadline.[8]
  3. File online: from 2026 the Board of Review takes appeals only by electronic filing (SmartFile).[7]
  4. If you disagree with the decision, appeal to the Illinois Property Tax Appeal Board within 30 days of the decision notice.[9]

To turn your comparable sales into a fair-value estimate first, use the free property tax assessment appeal calculator (an estimate, not an appraisal, and not legal advice).

What DuPage County homeowners typically pay

Census figures for 2024 put the median property tax paid by DuPage County homeowners at $7,812 on a median home value of $409,100, an effective rate of about 1.91%.[10][11]

Illinois' effective rate is compared with other states on property tax rates by state.

Common mistakes

  • Charging the rate on market value. DuPage taxes one-third of value: 5.83% on a $450,000 home is charged on $150,000, not $450,000.
  • Using a neighbor's rate. A Naperville mailing address is not always the City of Naperville: an unincorporated Lisle Township parcel in District 203 pays no city or park levy but the Lisle-Woodridge Fire District's 0.7616%, for a total of 5.7631%. The tax code on your bill decides.[3]
  • Missing the 30-day window. It runs from your township's publication date, not from when you read the notice. Compare counties from the property tax calculator.

Frequently asked questions

What is the property tax rate in DuPage County?

It depends on the tax code: 5.8307% in Naperville (7025), 5.7876% in Elmhurst (6046) and 4.9477% in Hinsdale (9059) for tax year 2025, charged on one-third of value after exemptions.

How much is property tax on a $500,000 house in Naperville?

About $9,251 a year with the general homestead exemption, or $9,718 without it, in tax code 7025.

When are DuPage County property taxes due?

For tax year 2025: first installment June 1, 2026, second installment September 1, 2026. Late payments accrue 1.5% interest a month.

How much is the DuPage County homestead exemption?

$8,000 off the equalized assessed value for an owner-occupied home, plus $8,000 more at age 65.

Sources

  1. Property Tax Statistics, Table 3: 2023 Final Equalization Factors · Illinois Department of Revenue, 2024
  2. Assessment Cycle and Assessment Status (township multipliers and publication dates) · DuPage County Supervisor of Assessments, 2026
  3. DuPage County, IL Property Tax Information: property tax by entity, tax year 2025 (tax codes 7025, 6046, 9059) · DuPage County, 2026
  4. Property Tax Relief: homestead exemptions and senior programs · Illinois Department of Revenue, 2026
  5. Tax Information (2026 calendar for 2025 taxes, levy and rate summary) · DuPage County Treasurer, 2026
  6. Tax Information: 2025 calendar for 2024 taxes (archived copy) · DuPage County Treasurer, 2025-10-17
  7. Appeal Process · DuPage County Supervisor of Assessments, 2026
  8. Rules of the Board of Review · DuPage County Board of Review, 2026
  9. Board of Review · DuPage County Supervisor of Assessments, 2025
  10. Table B25103: Mortgage Status by Median Real Estate Taxes Paid (American Community Survey 2024 1-year) · U.S. Census Bureau, 2025-09
  11. Table B25077: Median Value (Dollars), owner-occupied housing units (American Community Survey 2024 1-year) · U.S. Census Bureau, 2025-09
  12. Property Tax Rate & Reports (tax rate booklet, tax code per district, tax extension report) · DuPage County Clerk, 2026